According to U.S. News & World Report, Americans seem to have put themselves on a budget. Inspired by the recession, today’s savers are developing lifelong habits that will affect how they spend money long after the recession ends. Expensive vacations, lavish dinners, and even boutique coffees are falling by the wayside as people shovel more money into their basic savings accounts. Unfortunately, a global recession such as we are presently encountering is a very hard way to learn these lessons. A much better way is to seek out a comprehensive financial education that can help you manage your money more effectively, and prepare yourself for future contingencies.